Insurance Agent

Our insurance professionals are committed to understanding the needs of our clients and to provide the most advantageous insurance solutions possible. As an independent financial firm, we have the flexibility to compare various providers and maximize our clients' dollar. We offer the following traditional services: health, life, property & casualty and disability insurance, as well as long-term care insurance and group benefits. In addition, we have taken a step further into protecting your future by offering other comprehensive financial planning services.

Health Insurance

We provide clients with a comprehensive look at the risk/reward consequences offered by various plans today. At BJL Wealth, we offer business health insurance to companies of all sizes as well as excellent support to all of our clients. We also specialize in captive insurance to provide larger companies another option in saving on rising premiums.

Life Insurance

Life Insurance is a very important decision for any individual and we are here to help. Our goal is to provide a plan to protect income and relieve the potential financial burdens of a loved one's' death. Life insurance coverage can help maintain a standard of living that you have been accustom and hopefully prevent hardship from your loss. We cover every type of life insurance including term, universal, whole life, and index universal life. We will sit down with you to determine which insurance is appropriate for you based on your financial situation.

Property & Casualty Insurance

We are licensed to provide policies for homes, cars and businesses. Our back offices are able to handle all claims and to support large contracts for companies over 100 or more employees. As an independent firm, we have the advantage to research a quote for the client for the best rates without cost to the client. We also specialize in Captive Insurance programs, which can offer larger companies unprecedented premium savings, claims reduction and stabilization of "the total cost of risk" and an opportunity to convert insurance expense into an investment.

Disability Insurance

We offer disability policies for self-employed individuals, business policies as well as additional coverage to those with employer based benefits. We specialize in group plans as well which can include tax benefits and deductions for the employer or client.

Long Term Care

Long term care covers assisted living, hospice, nursing home and Alzheimer's facilities, visiting or live-in caregivers, therapists and several other health related services that may be needed as we age gracefully. Long term care is very important for individuals and there are many options for business owners and companies. Some of the benefits include tax deductions, discounts, and no cost to employers if they select a voluntary plan for their company.

Group Benefits

We offer the ability to bundle the above insurance services for business with over 100 employees. Our team of professionals has the resources to compete with some of the largest insurance companies in the industry. We focus on reducing costs for group insurance as well inserting programs to help improve the health of the employees.